Assessments

As it's a month since I made my goals for theyear, I thought it best to check in on how they are going.

•     Live in a Safe House and Garden, free of clutter

Currently there is a mass of junk, even if it is hiding in storage.  The Garden is full of uncut lumber, and the fences badly need attention.

• ·      Have the financial resources to cover any surprises.

I have at this stage not had to use any debt to cover expenses, so far so good

• ·      Have enacted a financial plan to guarantee financial abundance

I have looked at my assets, and observed how they are performing. Now it is time to see how they can perform better.

• ·      Add maximum value to every gig I do.

I have only had a few gigs, but have remained sober, and prepared the best I could.

• ·      Have full sensory acuity.

My hearing and Sight are still compromised - tinitis and far sightedness.

• ·      Weigh under 78kg

I weigh around 83kg, thanks to a long holiday, but look forward to losing the weight

• ·      Have a strong, flexible, energetic, freely moving body.

My body is strong, but not as flexible as I would like.  Still recovering with my Achilles, but many of my ills have seemed to have gone away! Energy could be better - probably goes along with a diet that helps me lose weight.

• ·      Am an elite athlete.

I seem to manage to come last or second last in every event in which I compete!  Howeve, I wanted to compete so that I could see where I stand with other athletes of my age, and can now prepare for this.

• ·      Live in a 3 dimensional, level three marriage.

I am very happy, but would like to improve the physical side, and be more aware of Lizzie's needs in all things.

• ·      Am guiding my daughter to a wonderful adulthood.

My darling daughter is 12, and growing up so quickly.  It is easy for me to overreact when she acts out emotionally, owing to hormones or other reasons.  She has started High School this year, very successfully

• ·      Use my time to maximum effect, for play and work.

I have planned my week, using RPM.  Look forward to seeing the rewards!

• ·      Am present.

Still let my mind wander - but now I am more aware of it, and am aiming to reduce distractions.

• ·      Am an agent of change in my workplace.

I am making sure that I am doing my job as well as I can, and being positive with other people.

• ·      Contribute to the society around me both financially and practically.

I have already started to become more involved in my daughter's school band program as a volunteer.  Looking to make large financial contributions in general.

• ·      Have effective promotional material for my band.

I want to have a package that explains the band in a matter of moments

• ·      Have found the resources to finance the things I love, whilst growing my capital.

I always seem to use capital to pay for major things, instead of using the income from the capital.

• ·      Have completed my Masters of Music

One thesis to go! Work begins tomorrow, with March 31 as my deadline.

• ·      Am planning an overseas trip for the family.

Keep putting this to the bottom of the list.  Will look at my options this week.

What is it really worth?

Yesterday I looked at a balance sheet, toting up assets and Liabilities.  The end result was very encouraging - I have a net worth of about one and a quarter million dollars!

But then I had a look at things more closely.

Most of the things that were of value were not really assets.  I have a house, but it does not earn me any money (although the fact that it is Mortgage Free means that it is saving me rent!).  My car does not earn me money either.  Both in fact COST money for upkeep.

I looked at my various investments - my retirement fund is growing at 10% PA, but is inaccessible for 14 years. I have money in an index fund, and it is growing (and earning franked dividends which I am re-investing). I have money in an online account, which is earning 3.75% PA, and a term deposit, which is earning 3.8% PA.  All in all, I could liquidate everything and have $1.25M, but in its current form, my assets earn me a grand total of $5000 PA (before tax!).

Looking at this in the cold hard light of day, I am getting a return of .4%.

I know that I want to get more out of my assets, and grow them exponentially.

In other news, my body is responding to the training, and my heart rate is staying lower, whilst I am running faster.  The dog is starting to find it a bit harder to stay with me on the run!

Footnote:  After looking at my finances yesterday, a cheque for $95,000 arrived in the mail!  ENergy flows where focus goes.  I have given myself until July to work out what to do with it.